Ray Dalio(@RayDalio)

The most common mistake I see people make is dealing with their problems as one-offs rather than usi...

Ray Dalio (@RayDalio) — Mon, 19 Oct 2026 12:51:07 GMT

The most common mistake I see people make is dealing with their problems as one-offs rather than using them to diagnose how their machine is working so that they can improve it. 

They move on to fix problems without getting at their root causes, which is a recipe for continued failure. A thorough and accurate diagnosis, while more time-consuming, will pay huge dividends in the future. #principleoftheday

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Many complaints either fail to take into account the full picture or reflect a closed-minded point o...

Ray Dalio (@RayDalio) — Sun, 18 Oct 2026 14:40:25 GMT

Many complaints either fail to take into account the full picture or reflect a closed-minded point of view. They are what I call "chirping," and are generally best ignored. But constructive complaints may lead to important discoveries. #principleoftheday

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Tolerating a problem has the same consequences as failing to identify it. Whether you tolerate it ...

Ray Dalio (@RayDalio) — Sat, 17 Oct 2026 12:58:19 GMT

Tolerating a problem has the same consequences as failing to identify it. 

Whether you tolerate it because you believe it cannot be solved, because you don't care enough to solve it, or because you can't muster enough of whatever it takes to solve it, if you don't have the will to succeed, then your situation is hopeless. #principleoftheday

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People typically feel bad about their mistakes because they think in a shortsighted way about the ba...

Ray Dalio (@RayDalio) — Fri, 16 Oct 2026 12:39:03 GMT

People typically feel bad about their mistakes because they think in a shortsighted way about the bad outcome and not about the evolutionary process of which mistakes are an integral part. 

I once had a ski instructor who had also given lessons to Michael Jordan, the greatest basketball player of all time. Jordan, he told me, reveled in his mistakes, seeing each of them as an opportunity to improve. He understood that mistakes are like those little puzzles that, when you solve them, give you a gem. 

Every mistake that you make and learn from will save you from thousands of similar mistakes in the future. #principleoftheday

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You only have so much time and energy; make sure you are investing them in exploring the problems th...

Ray Dalio (@RayDalio) — Thu, 15 Oct 2026 12:06:47 GMT

You only have so much time and energy; make sure you are investing them in exploring the problems that, if fixed, will yield you the biggest returns. #principleoftheday

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Everyone has his or her own principles and values, so all relationships entail a certain amount of n...

Ray Dalio (@RayDalio) — Wed, 14 Oct 2026 15:06:03 GMT

Everyone has his or her own principles and values, so all relationships entail a certain amount of negotiation or debate over how people should be with each other. What you learn about each other will either draw you together or drive you apart. 

If your principles are aligned and you can work out your differences via a process of give-and-take, you will draw closer together. If not, you will move apart. #principleoftheday

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In my book How Countries Go Broke: The Big Cycle, I laid out in detail the classic mechanical dynami...

Ray Dalio (@RayDalio) — Tue, 13 Oct 2026 18:41:17 GMT

In my book How Countries Go Broke: The Big Cycle, I laid out in detail the classic mechanical dynamic that serves as a template to explain how countries go broke, and I gave my projections for what would likely happen so that one could compare both of those with what is actually happening. My hope was that doing so would help people understand what is happening and anticipate what would likely happen and would motivate policy makers to make beneficial changes.

Since June 2025 when I published that book, the progression of the actual numbers and the bond market has been broadly consistent with the template and projections. Because of the seriousness of what is happening, I am compelled to lay it out again by conveying the linkages and the numbers, which I have done in my latest article. As always, I welcome your questions and thoughts.

Ray Dalio@RayDalio

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https://t.co/hadW05gZBl

Ray Dalio (@RayDalio) — Tue, 13 Oct 2026 18:40:44 GMT

x.com/i/article/2109…

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"I can't get enough sleep" is not a problem; it is a potential cause (or perhaps the result) of a pr...

Ray Dalio (@RayDalio) — Tue, 13 Oct 2026 18:16:59 GMT

"I can't get enough sleep" is not a problem; it is a potential cause (or perhaps the result) of a problem. 

To clarify your thinking, try to identify the bad outcome first; e.g., "I am performing poorly in my job." 

Not sleeping enough may be the cause of that problem, or the cause may be something else--but in order to determine that, you need to know exactly what the problem is. #principleoftheday

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Remember this: The pain is all in your head. If you want to evolve, you need to go where the probl...

Ray Dalio (@RayDalio) — Mon, 12 Oct 2026 21:09:54 GMT

Remember this: The pain is all in your head. 

If you want to evolve, you need to go where the problems and the pain are. By confronting the pain, you will see more clearly the paradoxes and problems you face. Reflecting on them and resolving them will give you wisdom. 

The harder the pain and the challenge, the better. #principleoftheday

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You need to be precise, because different problems have different solutions. If a problem is due t...

Ray Dalio (@RayDalio) — Sun, 11 Oct 2026 19:14:59 GMT

You need to be precise, because different problems have different solutions. 

If a problem is due to inadequate skill, additional training may be called for; if it arises from an innate weakness, you may need to seek assistance from someone else or change the role you play. #principleoftheday

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If you just keep doing, you will burn out and grind to a halt. Build downtime into your schedule j...

Ray Dalio (@RayDalio) — Sat, 10 Oct 2026 15:46:45 GMT

If you just keep doing, you will burn out and grind to a halt. 

Build downtime into your schedule just as you would make time for all the other stuff that needs to get done. #principleoftheday

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What an honor to present “Her Deepness” Dr. Sylvia Earle with the @oceanx lifetime achievement award...

Ray Dalio (@RayDalio) — Sat, 10 Oct 2026 00:59:12 GMT

What an honor to present “Her Deepness” Dr. Sylvia Earle with the @oceanx lifetime achievement award at the OceanX Summit in Singapore. No one alive today has done more for the ocean, and without her help and inspiration, OceanX would have never even gotten started. Congratulations and thank you, Sylvia!

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When there is pain, the animal instinct is flight-or-fight. Calm yourself down and reflect instead. ...

Ray Dalio (@RayDalio) — Sat, 10 Oct 2026 00:14:31 GMT

When there is pain, the animal instinct is flight-or-fight. Calm yourself down and reflect instead. 

The pain you are feeling is due to things being in conflict--maybe you've come up against a terrible reality, such as the death of a friend, and are unable to accept it; maybe you've been forced to acknowledge a weakness that challenges the idea you'd had of yourself. #principleoftheday

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Over long periods of time, debts tend to rise faster than incomes, creating the long-term debt cycle...

Ray Dalio (@RayDalio) — Thu, 08 Oct 2026 17:49:32 GMT

Over long periods of time, debts tend to rise faster than incomes, creating the long-term debt cycle.

Even as people become more indebted, lenders freely extend credit because during economic booms, incomes rise, asset values soar, and the stock market thrives. People borrow more to buy financial assets, pushing prices higher and creating a bubble.

So long as incomes keep rising, the debt burden stays manageable. But this cannot continue forever. Over decades, debt burdens slowly accumulate until debt repayments grow faster than incomes. This forces people to cut back on spending, causing incomes to fall and borrowing to dry up—eventually reversing the entire cycle.
#RayDalio#Economy#LongTermDebtCycle#Finance

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Thinking about problems that are difficult to solve may make you anxious, but not thinking about the...

Ray Dalio (@RayDalio) — Thu, 08 Oct 2026 15:28:56 GMT

Thinking about problems that are difficult to solve may make you anxious, but not thinking about them (and hence not dealing with them) should make you more anxious still. When a problem stems from your own lack of talent or skill, most people feel shame.

Get over it. I cannot emphasize this enough: Acknowledging your weaknesses is not the same as surrendering to them. #principleoftheday

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Everyone makes mistakes. The main difference is that successful people learn from them and unsucce...

Ray Dalio (@RayDalio) — Thu, 08 Oct 2026 00:51:34 GMT

Everyone makes mistakes. 

The main difference is that successful people learn from them and unsuccessful people don’t. 

By creating an environment in which it is okay to safely make mistakes so that people can learn from them, you’ll see rapid progress and fewer significant mistakes. This is especially true in organizations where creativity and independent thinking are important, as success will inevitably require the acceptance of failure as a part of the process. 

As Thomas Edison once said, “I have not failed. I’ve just found ten thousand ways that do not work.” #principleoftheday

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Though it won't feel that way at first, each and every problem you encounter is an opportunity; for ...

Ray Dalio (@RayDalio) — Tue, 06 Oct 2026 21:08:41 GMT

Though it won't feel that way at first, each and every problem you encounter is an opportunity; for that reason, it is essential that you bring them to the surface. 

Most people don't like to do this, especially if it exposes their own weaknesses or the weaknesses of someone they care about, but successful people know they have to. #principleoftheday

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Worrying about "blame" and "credit" or "positive" and "negative" feedback impedes the iterative proc...

Ray Dalio (@RayDalio) — Tue, 06 Oct 2026 03:53:32 GMT

Worrying about "blame" and "credit" or "positive" and "negative" feedback impedes the iterative process that is essential to learning. 

Remember that what has already happened lies in the past and no longer matters except as a lesson for the future. #principleoftheday

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The holy grail of investing is knowing how to balance. When you can take equally good things where ...

Ray Dalio (@RayDalio) — Mon, 05 Oct 2026 15:47:19 GMT

The holy grail of investing is knowing how to balance.

When you can take equally good things where your expectation of return is equal, but because they are uncorrelated and move differently, they balance each other. That is how you can reduce your risk without reducing your returns.

You have to understand that the market is a zero-sum game. The consensus is already reflected in the price, and trying to beat it is a difficult game. In fact, it is more difficult to compete and be successful in the markets than it is to compete in the Olympics. We must be humble about that.

But achieving that balance so you can get a good return without losing a lot of money is everything. Most of my own money is invested in exactly that.
#Investing#AssetAllocation#RiskManagement#Principles

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This is a requirement. Being considerate means allowing other people to mostly do what they want, s...

Ray Dalio (@RayDalio) — Sun, 04 Oct 2026 16:00:02 GMT

This is a requirement.

Being considerate means allowing other people to mostly do what they want, so long as it is consistent with our principles, policies, and the law. It also means being willing to put others ahead of your own desires. If the people on both sides of an argument approach their disagreements in this way, we will have many fewer disputes about who is offending whom. #principleoftheday

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You need to develop a fierce intolerance of badness of any kind, regardless of its severity. #princi...

Ray Dalio (@RayDalio) — Sat, 03 Oct 2026 19:00:01 GMT

You need to develop a fierce intolerance of badness of any kind, regardless of its severity. #principleoftheday

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They are rare. Such relationships take time to build and can only be built if you treat such people ...

Ray Dalio (@RayDalio) — Fri, 02 Oct 2026 19:00:02 GMT

They are rare. Such relationships take time to build and can only be built if you treat such people well. #principleoftheday

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When we are in meetings, we use a tool for what we call "dotting." It allows everyone to convey what...

Ray Dalio (@RayDalio) — Fri, 02 Oct 2026 15:59:31 GMT

When we are in meetings, we use a tool for what we call "dotting." It allows everyone to convey what they are seeing and how each person is behaving in real time.
You can look at a screen and see, in color, how people are seeing each other. You see who thinks something is the most arrogant thing, or the stupidest thing, or that you aren't being considerate.

When you see that visualization in real time, you are forced to ask yourself: How do I know that I’m seeing it the right way? How do I know that I’m not the wrong one?
You realize you are just one of those dots in that line and in that grid. It causes you to go above yourself and provides perspective. Once you see how everyone else is seeing the situation, it raises a fundamental question: Together, how do we know what’s best?

Just because an idea is in your head doesn’t mean it’s best. To make the right decisions, we have to look past our own individual assumptions and work together to find the truth.

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So I certainly don’t want to dissuade you from going after whatever you want. At the same time, I ...

Ray Dalio (@RayDalio) — Thu, 01 Oct 2026 19:00:01 GMT

So I certainly don’t want to dissuade you from going after whatever you want. 

At the same time, I urge you to reflect on whether what you are going after is consistent with your nature. 

Whatever your nature is, there are many paths that will suit you, so don’t fixate on just one. Should a particular path close, all you have to do is find another good one consistent with what you’re like. #principleoftheday

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While it isn't all about the quid pro quo between the company and the employee, this balance must be...

Ray Dalio (@RayDalio) — Wed, 30 Sep 2026 19:48:29 GMT

While it isn't all about the quid pro quo between the company and the employee, this balance must be economically viable for the relationships to be sustainable. 

Set policies that clearly define this quid pro quo, and be measured, but not excessively precise, when shifting it around. While you should by and large stick to the arrangement, you should also recognize that there are rare, special times when employees will need a bit of extra time off and there are times that the company will require employees to give it extra hours. The company should pay for above-normal work one way or another, and employees should be docked for below-normal work. 

The give-and-take should roughly equal out over time. #principleoftheday

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I know that my own life has been full of mistakes and lots of great feedback. It was only by lookin...

Ray Dalio (@RayDalio) — Tue, 29 Sep 2026 20:36:27 GMT

I know that my own life has been full of mistakes and lots of great feedback.

It was only by looking down on this body of evidence from a higher level that I was able to get around my mistakes and go after what I wanted. For as long as I have been practicing this, I still know I can't see myself objectively, which is why I continue to rely so much on the input of others. #principleoftheday

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Most people look at a resume to evaluate skills, but in my opinion, the priority should be the exact...

Ray Dalio (@RayDalio) — Tue, 29 Sep 2026 15:17:05 GMT

Most people look at a resume to evaluate skills, but in my opinion, the priority should be the exact opposite.

When evaluating someone, focus on three things in this order: values, abilities, skills.

Skills are actually the least important because if someone has the right abilities, their skills can always adapt.

Credit: Sam Parr, Shaan Puri, and @myfirstmilpod#Principles#Leadership#Hiring

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Meaningful relationships are invaluable for building and sustaining a culture of excellence, because...

Ray Dalio (@RayDalio) — Mon, 28 Sep 2026 19:00:01 GMT

Meaningful relationships are invaluable for building and sustaining a culture of excellence, because they create the trust and support that people need to push each other to do great things. 

If the overwhelming majority of people care about having an excellent community, they will take care of it, which will yield both better work and better relationships. 

Relationships have to be genuine, not forced; at the same time, the culture of the community will have a big influence on how people value relationships and how they behave with each other. #principleoftheday

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Think of borrowing as simply a way of pulling spending forward. You are essentially borrowing from y...

Ray Dalio (@RayDalio) — Mon, 28 Sep 2026 14:16:04 GMT

Think of borrowing as simply a way of pulling spending forward. You are essentially borrowing from your future self, creating a time in the future where you must spend less than you make. Anytime you borrow, you create a mechanical, predictable cycle. This is as true for an individual as it is for the economy.

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Credit isn't necessarily bad; it's bad when it finances overconsumption, but it's good when it effic...

Ray Dalio (@RayDalio) — Mon, 28 Sep 2026 14:16:04 GMT

Credit isn't necessarily bad; it's bad when it finances overconsumption, but it's good when it efficiently allocates resources and produces income so you can pay back the debt. But remember, if the cycle goes up, it eventually needs to come down.

#Economics#Credit#DebtCycle#Finance

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Productivity matters most in the long run, but credit matters most in the short run. This is because...

Ray Dalio (@RayDalio) — Mon, 28 Sep 2026 14:16:03 GMT

Productivity matters most in the long run, but credit matters most in the short run. This is because productivity growth doesn't fluctuate much, but debt does—allowing us to consume more than we produce when we acquire it, and forcing us to consume less when we have to pay it back.

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They can take in the perspectives of others instead of being trapped in their own heads with their o...

Ray Dalio (@RayDalio) — Mon, 28 Sep 2026 00:08:15 GMT

They can take in the perspectives of others instead of being trapped in their own heads with their own biases.

They are able to look objectively at what they are like--their strengths and weaknesses--and what others are like to put the right people in the right roles to achieve their goals.

Once you understand how to do this you'll see that there's virtually nothing you can't accomplish. You will just have to learn how to face your realities and use the full range of resources at your disposal. #principleoftheday

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Many of you have reached out saying giving critical feedback is one of your biggest challenges. Here...

Ray Dalio (@RayDalio) — Sat, 26 Sep 2026 15:00:00 GMT

Many of you have reached out saying giving critical feedback is one of your biggest challenges. Here are a few core principles that helped me navigate it throughout my career. #principleoftheday

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Everyone fails. Anyone you see succeeding is only succeeding at the things you're paying attention ...

Ray Dalio (@RayDalio) — Fri, 25 Sep 2026 20:00:00 GMT

Everyone fails.

Anyone you see succeeding is only succeeding at the things you're paying attention to--I guarantee they are also failing at lots of other things. The people I respect most are those who fail well. I respect them even more than those who succeed. #principleoftheday

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The most common mistake smart investors make is not having a clear game plan. To build a solid stra...

Ray Dalio (@RayDalio) — Fri, 25 Sep 2026 15:54:30 GMT

The most common mistake smart investors make is not having a clear game plan.

To build a solid strategy, write down your criteria for making a decision, then stress-test it against history. Every time you make a decision, go back and ask: “If I made that decision under these circumstances in the past, how would it have worked?”

Knowing the track record of your decision-making criteria gives you a much deeper understanding of how things actually work.

Credit: Sam Parr, Shaan Puri, and My First Million

#Investing#Principles#RayDalio#FinancialWisdom

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One of the hardest things for people to do is to objectively look down on themselves within their ci...

Ray Dalio (@RayDalio) — Thu, 24 Sep 2026 19:16:11 GMT

One of the hardest things for people to do is to objectively look down on themselves within their circumstances (i.e., their machine) so that they can act as the machine's designer and manager.

Most people remain stuck in the perspective of being a worker within the machine.

If you can recognize the differences between those roles and that it is much more important that you are a good designer/manager of your life than a good worker in it, you will be on the right path. #principleoftheday

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If you don't mind being wrong on the way to being right you'll learn a lot--and increase your effect...

Ray Dalio (@RayDalio) — Wed, 23 Sep 2026 21:33:47 GMT

If you don't mind being wrong on the way to being right you'll learn a lot--and increase your effectiveness.

But if you can't tolerate being wrong, you won't grow, you'll make yourself and everyone around you miserable, and your work environment will be marked by petty backbiting and malevolent barbs rather than by a healthy, honest search for truth. #principleoftheday

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This evaluation and improvement process exactly mirrors the evolutionary process I described earlier...

Ray Dalio (@RayDalio) — Tue, 22 Sep 2026 21:00:01 GMT

This evaluation and improvement process exactly mirrors the evolutionary process I described earlier. It means looking at how to improve or change the design or people to achieve your goals. Schematically, the process is a feedback loop, as shown in the diagram here. #principleoftheday

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Everything has happened before. Everything is repeated. But the mistake that had the biggest effect...

Ray Dalio (@RayDalio) — Tue, 22 Sep 2026 15:41:38 GMT

Everything has happened before. Everything is repeated.

But the mistake that had the biggest effect on me was in 1982. I had calculated that American banks had lent a lot of money to a bunch of countries that would not be able to pay it back. Mexico defaulted in August 1982, and while I was right about that part, I was completely wrong about the market. I thought the stock market was going to go down, but it went up because the Federal Reserve eased.

I didn't just miss. I was publicly wrong and lost everything. I lost my company and all the people who worked for me—people who were like family. I was the only one left. I had to borrow $4,000 from my dad just to help pay my family bills.

It was one of the most painful experiences I have ever had, but it was also one of the best. It completely changed my attitude about decision-making. It taught me to move from thinking "I'm right" to asking myself, "How do I know I'm right?"
#RayDalio#Principles#Mindset#BusinessLessons

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Sometimes people mistake generosity for not being fair. For example, when Bridgewater arranged for...

Ray Dalio (@RayDalio) — Mon, 21 Sep 2026 21:00:02 GMT

Sometimes people mistake generosity for not being fair. 

For example, when Bridgewater arranged for a bus to shuttle people who live in New York City to our Connecticut office, one employee asked, "It seems it would be fair to also compensate those of us who spend hundreds of dollars on gas each month, particularly in light of the New York City bus." 

This line of thinking mistakes an act of generosity for some for an entitlement for everyone. #principleoftheday

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Credit is the most important part of the economy—and probably the least understood. It's the biggest...

Ray Dalio (@RayDalio) — Mon, 21 Sep 2026 15:32:38 GMT

Credit is the most important part of the economy—and probably the least understood. It's the biggest and most volatile part.

When borrowers receive credit, they increase their spending. Because one person’s spending is another person’s income, increased spending drives the economy forward and creates a self-reinforcing pattern of economic growth.

Understanding how credit works is key to understanding economic cycles.

#RayDalio#Economy#Credit#Finance

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You have your goals. I call the way you will operate to achieve your goals your machine. It consis...

Ray Dalio (@RayDalio) — Sun, 20 Sep 2026 16:00:02 GMT

You have your goals. 

I call the way you will operate to achieve your goals your machine. It consists of a design (the things that have to get done) and the people (who will do the things that need getting done). Those people include you and those who help you. #principleoftheday

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Everyone makes mistakes. The main difference is that successful people learn from them and unsuccess...

Ray Dalio (@RayDalio) — Sat, 19 Sep 2026 16:00:01 GMT

Everyone makes mistakes. The main difference is that successful people learn from them and unsuccessful people don’t. 

By creating an environment in which it is okay to safely make mistakes so that people can learn from them, you’ll see rapid progress and fewer significant mistakes. This is especially true in organizations where creativity and independent thinking are important, as success will inevitably require the acceptance of failure as a part of the process. 

As Thomas Edison once said, “I have not failed. I’ve just found ten thousand ways that do not work.” #principleoftheday

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Our uniquely human ability to look down from a higher level doesn't apply just to understanding real...

Ray Dalio (@RayDalio) — Sat, 19 Sep 2026 05:38:41 GMT

Our uniquely human ability to look down from a higher level doesn't apply just to understanding reality and the cause-effect relationships underlying it; it also applies to looking down on yourself and those around you. 

I call this ability to rise above your own and others' circumstances and objectively look down on them "higher-level thinking." #principleoftheday

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Here’s the holy grail of investing: Find 15 good, uncorrelated return streams. If you look at the m...

Ray Dalio (@RayDalio) — Fri, 18 Sep 2026 16:12:03 GMT

Here’s the holy grail of investing: Find 15 good, uncorrelated return streams.

If you look at the math of diversification, getting out to 15 uncorrelated streams allows you to reduce about 80% of your risk without reducing your return. That increases your return-to-risk ratio by a factor of five—giving you the upside without the downside.

Credit: Sam Parr, Shaan Puri, and @myfirstmilpod#RayDalio#Investing#Diversification#FinancialWisdom

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For example, most people will operate in a way that maximizes the amount of money they will get and ...

Ray Dalio (@RayDalio) — Thu, 17 Sep 2026 14:08:20 GMT

For example, most people will operate in a way that maximizes the amount of money they will get and that minimizes the amount of work they have to do to get it.

To see this, just leave someone unsupervised and allow them to bill you for what they have done. 

Be especially wary of this conflict of interest when people are advising you on matters that will affect how much money they earn--such as the lawyer who spends a lot of billable hours giving you advice, or the salesperson who advises you on what to purchase while receiving a commission on the amount that you spend. #principleoftheday

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For the most part, life gives you so many decisions to make and so many opportunities to recover fro...

Ray Dalio (@RayDalio) — Wed, 16 Sep 2026 21:30:00 GMT

For the most part, life gives you so many decisions to make and so many opportunities to recover from your mistakes that, if you handle them well, you can have a terrific life. 

Of course, sometimes there are major influences on the quality of our lives that come from things beyond our control—the circumstances we are born into, accidents and illnesses, and so forth—but for the most part even the worst circumstances can be made better with the right approach. #principleoftheday

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As I’ve explained here before, at this stage in my life, my main goal is to pass along the principle...

Ray Dalio (@RayDalio) — Wed, 16 Sep 2026 17:55:27 GMT

As I’ve explained here before, at this stage in my life, my main goal is to pass along the principles and templates I've learned with the hope that they can help others as much as they've helped me. One thing that has been incredibly valuable to me is learning that just because something hasn’t happened before in my lifetime doesn’t mean it won’t happen. So I needed to look not only at what the markets have been doing lately but to also study big events—like debt crises, internal political conflicts, and international wars—throughout history. For example, it was by studying the Great Depression that I was able to navigate the 2008 financial crisis successfully.

I would like to help others gain this perspective, which is why I have been sharing my principles in books, videos, on social media, and especially in the "Dalio Market Principles Online" course I built with great partners at Singapore's Wealth Management Institute (WMI). The course has been completed by thousands of online learners around the world and has gotten great reviews. If you’re interested in joining its next cohort which is starting soon, you can learn more here. wmi.edu.sg/dmp-online/?ut…

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The most meaningful relationships are achieved when you and others can speak openly to each other ab...

Ray Dalio (@RayDalio) — Tue, 15 Sep 2026 20:38:09 GMT

The most meaningful relationships are achieved when you and others can speak openly to each other about everything that's important, learn together, and understand the need to hold each other accountable to be as excellent as you can be.

When you have such relationships with those you work with, you pull each other through challenging times; at the same time, sharing challenging work draws you closer and strengthens your relationships.

This self-reinforcing cycle creates the success that allows you to pursue more and more ambitious goals. #principleoftheday

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